Guenther Law Group in Salinas offers free bankruptcy consultations through appointments on weekdays from 8:30 a.m. to 5 p.m.
Helped by government stimulus, flush savings accounts and cheap credit, Americans began an unprecedented spending spree in the second half of 2020.
But today the forces that helped keep spending high are unwinding, while inflation remains elevated and interest rates keep climbing. The share of monthly income Americans set aside for savings has also declined.
All of these factors point to a recession — and a precarious financial climate for millions of Americans who may need to explore the option of bankruptcy.
U.S. bankruptcy laws offer a fresh start to overwhelmed debtors by stopping creditor calls, halting repossessions, terminating foreclosures, canceling unsecured debts, and more. But finding sound legal advice is the key to successfully maneuvering through the complicated process.
Guenther Law Group in Salinas offers free bankruptcy consultations through appointments on weekdays from 8:30 a.m. to 5 p.m. A bankruptcy specialist for more than 35 years, attorney Ralph Guenther is able to answer any questions in the following specialized areas of practice:
- Chapters 7, 11, and 13 Bankruptcy
- Commercial Litigation
- Debtor’s rights
- Creditor’s rights
- Enforcement of judgments
- Repossessions
- Foreclosures
- Wage garnishment
- Judgment liens
- Tax liens and collections
Guenther Law Group
Serving Salinas, Hollister, and all of Monterey and San Benito County, since 1986
Appointments: 8:30 a.m. to 5:00 p.m.
Telephone: (831) 783-3440
Address: 1000 Pajaro St., Suite C, Salinas, CA, 93901